[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vatera.cz\/je-nebankovni-hypoteka-dostatecne-duveryhodna\/#Article","mainEntityOfPage":"https:\/\/www.vatera.cz\/je-nebankovni-hypoteka-dostatecne-duveryhodna\/","headline":"Je nebankovn\u00ed hypot\u00e9ka dostate\u010dn\u011b d\u016fv\u011bryhodn\u00e1?","name":"Je nebankovn\u00ed hypot\u00e9ka dostate\u010dn\u011b d\u016fv\u011bryhodn\u00e1?","description":"Snem mnoha p\u0159edev\u0161\u00edm mlad\u00fdch lid\u00ed je m\u00edt vlastn\u00ed bydlen\u00ed. Koneckonc\u016f, m\u00e1 to mnoh\u00e9 nesporn\u00e9 v\u00fdhody. P\u0159edev\u0161\u00edm nen\u00ed t\u0159eba ka\u017ed\u00fd m\u011bs\u00edc platit za to, \u017ee dan\u00fd d\u016fm \u010di byt sm\u00edte ob\u00fdvat, a tak\u00e9 se nemus\u00edte b\u00e1t, \u017ee v\u00e1m n\u00e1jemce odm\u00edtne prodlou\u017eit smlouvu. To v\u0161e je samoz\u0159ejm\u011b dobr\u00e9, av\u0161ak ceny nemovitost\u00ed jsou tak vysok\u00e9, \u017ee b\u011b\u017en\u00fd \u010dlov\u011bk […]","datePublished":"2020-08-15","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.vatera.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.vatera.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vatera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vatera.cz\/wp-content\/uploads\/hypoteka1_10_7.jpg","url":"https:\/\/www.vatera.cz\/wp-content\/uploads\/hypoteka1_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.vatera.cz\/je-nebankovni-hypoteka-dostatecne-duveryhodna\/","about":["Web"],"wordCount":462,"articleBody":"     Snem mnoha p\u0159edev\u0161\u00edm mlad\u00fdch lid\u00ed je m\u00edt vlastn\u00ed bydlen\u00ed. Koneckonc\u016f, m\u00e1 to mnoh\u00e9 nesporn\u00e9 v\u00fdhody. P\u0159edev\u0161\u00edm nen\u00ed t\u0159eba ka\u017ed\u00fd m\u011bs\u00edc platit za to, \u017ee dan\u00fd d\u016fm \u010di byt sm\u00edte ob\u00fdvat, a tak\u00e9 se nemus\u00edte b\u00e1t, \u017ee v\u00e1m n\u00e1jemce odm\u00edtne prodlou\u017eit smlouvu.To v\u0161e je samoz\u0159ejm\u011b dobr\u00e9, av\u0161ak ceny nemovitost\u00ed jsou tak vysok\u00e9, \u017ee b\u011b\u017en\u00fd \u010dlov\u011bk nem\u00e1 mo\u017enost takovou \u010d\u00e1stku okam\u017eit\u011b zaplatit, tedy alespo\u0148 bez toho, \u017ee by z\u00e1rove\u0148 prodal svou starou nemovitost. A to m\u016f\u017ee b\u00fdt probl\u00e9m, nebo\u0165 by zde bylo pot\u0159eba synchronizovat prodej star\u00e9 i n\u00e1kup nov\u00e9 tak, aby \u010dasov\u011b dob\u0159e vych\u00e1zely, co\u017e rozhodn\u011b v\u017edy nen\u00ed mo\u017en\u00e9. Jen m\u00e1lo lid\u00ed, kte\u0159\u00ed prod\u00e1vaj\u00ed nemovitost, je toti\u017e ochotno po\u010dkat, a\u017e se najde kupec i pro tu va\u0161i, zvl\u00e1\u0161\u0165 kdy\u017e maj\u00ed dal\u0161\u00ed z\u00e1jemce, kte\u0159\u00ed jsou ochotni zaplatit ihned.Nen\u00ed tedy divu, \u017ee mnoho lid\u00ed vol\u00ed hypot\u00e9ku jako sv\u016fj zp\u016fsob financov\u00e1n\u00ed n\u00e1kupu nemovitosti. Jist\u011b, z finan\u010dn\u00edho hlediska je to pom\u011brn\u011b nev\u00fdhodn\u00e9, av\u0161ak \u010dasto je to jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed. Je tedy samoz\u0159ejm\u00e9, \u017ee trh s hypot\u00e9kami vzkv\u00e9t\u00e1 a \u017ee na trhu je pom\u011brn\u011b velk\u00e9 mno\u017estv\u00ed produkt\u016f.Hypot\u00e9ky dnes nab\u00edz\u00ed bankovn\u00ed i nebankovn\u00ed spole\u010dnosti, specializuj\u00edc\u00ed se na poskytov\u00e1n\u00ed nejr\u016fzn\u011bj\u0161\u00edch druh\u016f p\u016fj\u010dek, mezi n\u011b\u017e hypot\u00e9ka bezesporu pat\u0159\u00ed. Av\u0161ak zat\u00edmco k bank\u00e1m p\u0159istupuj\u00ed lid\u00e9 s d\u016fv\u011brou, na tyto spole\u010dnosti je hled\u011bno s ned\u016fv\u011brou.Je pravda, \u017ee existovaly a existuj\u00ed firmy poskytuj\u00edc\u00ed p\u016fj\u010dky, kter\u00e9 nakonec sv\u00e9 klienty p\u0159iprav\u00ed o jejich posledn\u00ed pen\u00edze. Tyto p\u0159\u00edpady obvykle b\u00fdvaj\u00ed dost medializov\u00e1ny, a opr\u00e1vn\u011bn\u011b. Je pot\u0159eba ukazovat p\u0159edev\u0161\u00edm star\u00fdm, d\u016fv\u011b\u0159iv\u00fdm lidem, aby si v\u017edy v\u0161e pe\u010dliv\u011b ov\u011b\u0159ili a do takov\u00e9ho pasti nespadli. Av\u0161ak je i nebankovn\u00ed hypot\u00e9ka Hypot\u00e9ky bez registru tak nebezpe\u010dn\u00e1?Mus\u00edme si p\u0159edev\u0161\u00edm uv\u011bdomit, \u017ee hypot\u00e9ky se \u0159\u00edd\u00ed pon\u011bkud jin\u00fdmi pravidly ne\u017e b\u011b\u017en\u00e9 p\u016fj\u010dky. P\u0159edev\u0161\u00edm jsou zde pen\u00edze poskytnuty a pou\u017eity ke konkr\u00e9tn\u00edmu \u00fa\u010delu a p\u016fj\u010den\u00e1 \u010d\u00e1stka nez\u00e1vis\u00ed na tom, co chce \u017eadatel, ale na cen\u011b dan\u00e9 nemovitosti a na klientov\u00fdch platebn\u00edch schopnostech.Je tedy sice fakt, \u017ee neseri\u00f3zn\u00ed firmy existuj\u00ed i zde. Av\u0161ak pokud si poskytovatele p\u0159edem prov\u011b\u0159\u00edte, snadno je odhal\u00edte a nebudete se m\u00edt \u010deho b\u00e1t.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je nebankovn\u00ed hypot\u00e9ka dostate\u010dn\u011b d\u016fv\u011bryhodn\u00e1?","item":"https:\/\/www.vatera.cz\/je-nebankovni-hypoteka-dostatecne-duveryhodna\/#breadcrumbitem"}]}]