[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vatera.cz\/podnikatele-potrebuji-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.vatera.cz\/podnikatele-potrebuji-pujcky\/","headline":"Podnikatel\u00e9 pot\u0159ebuj\u00ed p\u016fj\u010dky","name":"Podnikatel\u00e9 pot\u0159ebuj\u00ed p\u016fj\u010dky","description":"P\u0159edstavte si takov\u00e9ho podnikatele. Kdy\u017e se sv\u00fdm podnik\u00e1n\u00edm za\u010d\u00edn\u00e1, mus\u00ed do toho obvykle vlo\u017eit nemal\u00e9 pen\u00edze, a nejen ty. Pak mus\u00ed usilovn\u011b pracovat, neust\u00e1le p\u0159ich\u00e1zet s n\u011b\u010d\u00edm nov\u00fdm a pokud mo\u017eno co nejatraktivn\u011bj\u0161\u00edm, a mus\u00ed v\u011b\u0159it v to, \u017ee mu za jeho nab\u00eddky n\u011bkdo zaplat\u00ed. Na\u010de\u017e \u010d\u00e1st takov\u00fdch pen\u011bz op\u011bt investuje do sv\u00e9 firmy a […]","datePublished":"2025-10-17","dateModified":"2025-10-17","author":{"@type":"Person","@id":"https:\/\/www.vatera.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.vatera.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vatera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vatera.cz\/wp-content\/uploads\/ppppppppp_10_10_10_10_4.jpg","url":"https:\/\/www.vatera.cz\/wp-content\/uploads\/ppppppppp_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.vatera.cz\/podnikatele-potrebuji-pujcky\/","about":["Finance"],"wordCount":420,"articleBody":"      P\u0159edstavte si takov\u00e9ho podnikatele. Kdy\u017e se sv\u00fdm podnik\u00e1n\u00edm za\u010d\u00edn\u00e1, mus\u00ed do toho obvykle vlo\u017eit nemal\u00e9 pen\u00edze, a nejen ty. Pak mus\u00ed usilovn\u011b pracovat, neust\u00e1le p\u0159ich\u00e1zet s n\u011b\u010d\u00edm nov\u00fdm a pokud mo\u017eno co nejatraktivn\u011bj\u0161\u00edm, a mus\u00ed v\u011b\u0159it v to, \u017ee mu za jeho nab\u00eddky n\u011bkdo zaplat\u00ed. Na\u010de\u017e \u010d\u00e1st takov\u00fdch pen\u011bz op\u011bt investuje do sv\u00e9 firmy a za zbytek \u017eije. A co je potom smutn\u00e9? Kdy\u017e nakonec nen\u00ed n\u011bkdy podnik\u00e1n\u00ed tak \u00fasp\u011b\u0161n\u00e9, aby se j\u00edm dalo \u017eivit. Tedy kdy\u017e nejsou p\u0159\u00edjmy n\u011bkoho takov\u00e9ho dost velk\u00e9 na to, aby se jimi zvl\u00e1dlo zaplatit v\u0161echno, co je zaplatit pot\u0159eba. A v\u011b\u0159te mi, \u017ee se to st\u00e1v\u00e1. A nen\u00ed to rozhodn\u011b ojedin\u011bl\u00fd p\u0159\u00edpad. St\u00e1t se to m\u016f\u017ee prakticky kter\u00e9mukoliv ze soukrom\u00fdch podnikatel\u016f. Proto\u017ee v soukrom\u00e9 sf\u00e9\u0159e nikdy nikdo nev\u00ed, jak se co vyvine a co se mo\u017en\u00e1 zvrtne.A tak podnikatel\u00e9 n\u011bkdy pen\u00edze vyd\u011bl\u00e1vaj\u00ed, ale n\u011bkdy v tom nejsou tak \u00fasp\u011b\u0161n\u00ed, jak by pot\u0159ebovali b\u00fdt. A tak si je n\u011bkdy mus\u00ed tak\u00e9 p\u016fj\u010dovat, aby vydr\u017eeli do doby, ne\u017e se v\u0161e, co se nepovedlo, zase zlep\u0161\u00ed. N\u011bkdy si podnikatel\u00e9 mus\u00ed p\u016fj\u010dovat, aby m\u011bli na n\u00e1kupy toho, co jejich podniky pot\u0159ebuj\u00ed, n\u011bkdy si p\u016fj\u010duj\u00ed, aby uhradili nevyhnuteln\u00e9 platby, n\u011bkdy se berou p\u016fj\u010dky na modernizaci\u2026 Prost\u011b je mnoho d\u016fvod\u016f, kdy je lep\u0161\u00ed si postr\u00e1dan\u00e9 pen\u00edze p\u016fj\u010dit, ne\u017e je nem\u00edt.Ale cht\u011bj\u00ed-li pr\u00e1v\u011b ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 usp\u011bt, pot\u0159ebuj\u00ed naj\u00edt n\u011bkoho, kdo jim vhodnou p\u016fj\u010dku d\u00e1. A to se t\u011bm, kdo nemaj\u00ed p\u0159ehled, \u010dasto neda\u0159\u00ed. A tak se n\u011bkdo obrac\u00ed na banky, kde ale po prov\u011b\u0159en\u00ed p\u0159\u00edjm\u016f a registr\u016f dlu\u017en\u00edk\u016f neusp\u011bje. A pak usp\u011bje n\u011bkde docela jinde. Kde? U nebankovn\u00ed spole\u010dnosti, kter\u00e1 mu nab\u00edz\u00ed nebankovn\u00ed hypot\u00e9ku. Takov\u00e1 nebankovn\u00ed hypot\u00e9ka se z\u00edsk\u00e1v\u00e1 a\u017e p\u0159ekvapiv\u011b snadno. Sta\u010d\u00ed za ni ru\u010dit nemovitost\u00ed a m\u00edt schopnost spl\u00e1cet. Co\u017e je daleko m\u00e9n\u011b, ne\u017e se po\u017eaduje u bankovn\u00edch p\u016fj\u010dek. A proto je americk\u00e1 hypot\u00e9ka bez registru objektem z\u00e1jmu tolika ne\u00fasp\u011b\u0161n\u00fdch podnikatel\u016f.                                                                                                                                                                                                                                                                                                                                                                                                  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